01
Account protection
Your Paysos account is protected by layered controls — strong authentication, device awareness, and clear visibility on every action.
- Strong authentication
- Trusted devices
- Suspicious activity prompts
Security & Compliance
Security for everymoney movement
Paysos is designed with account protection, identity verification, transaction monitoring, and compliance-ready controls for wallets, digital accounts, cards, merchant payments, and APIs.
Designed for regulated digital finance. Subject to applicable approvals. Services may be provided directly or through licensed partners where applicable.
Protection across Colombia
BogotáMedellínCaliBarranquillaCartagena
Security center
Account protected
Biometric loginOn
Two-factor authOn
Identity verifiedVerified
Transaction alertsReal-time
Hide balance by defaultOn
Unusual activity detection
Risk signals are reviewed continuously and flagged for your attention when needed.
Designed for regulated services
Built for financial use cases
Strong authentication
Multiple verification layers
Encrypted by default
In transit and at rest
Compliance-ready controls
Subject to applicable approvals
A layered approach
Security and compliance, built into every layer
From identity verification to transaction monitoring and merchant controls, Paysos is designed with the controls expected of a modern financial platform.
02
Identity verification
Confirm identity during onboarding through a guided flow built for Colombian compliance requirements.
- Guided KYC flow
- Document and selfie checks
- Verified profile badge
03
Transaction monitoring
Movements are reviewed continuously against risk signals so unusual activity can be flagged for review.
- Continuous review
- Risk-based signals
- Alerts on unusual activity
04
Card controls
Cards include freeze and unfreeze, hidden details, per-channel rules, and PIN management — all from the app.
- Freeze and unfreeze
- Hidden card details
- Per-channel rules
05
Data protection
Customer data is encrypted in transit and at rest, with access controls, logging, and least-privilege principles.
- Encryption in transit and at rest
- Strict access controls
- Auditable activity
06
Wallet security
Your wallet uses real-time visibility, private balance modes, and confirmation prompts on sensitive actions.
- Real-time activity
- Private balance mode
- Sensitive action prompts
07
Merchant risk controls
Merchant operations are supported by risk and review tools designed for payment acceptance at scale.
- Risk-based screening
- Refunds and disputes
- Operational controls
08
Compliance-ready operations
Paysos operates with compliance-ready processes, designed to support obligations under applicable Colombian rules.
- Documented processes
- Recordkeeping
- Cooperation with authorities
09
Responsible financial infrastructure
Paysos is built as responsible financial infrastructure — services may be provided directly or through licensed partners where applicable.
- Responsible engineering
- Partner-supported services
- Subject to applicable approvals
Protection across the platform
Every product, the same security posture
Wallets, accounts, cards, merchant payments, business accounts, and APIs are designed with the same financial-grade controls.
Wallets
Real-time visibility, private balance modes, and confirmation prompts.
Digital accounts
Auditable activity, strict access controls, and verified onboarding.
Cards where available
Freeze, hidden details, per-channel rules, and PIN management.
Merchant payments
Risk-based screening, refunds and disputes, operational controls.
Business accounts
Role-based access, team controls, and verified company profiles.
APIs
Signed webhooks, scoped keys, request logs, and event audit trails.
Engineering principles
Built with the discipline of financial infrastructure
Paysos is designed and operated as serious financial infrastructure. Our engineering and operations follow practices that align with regulated financial services.
- Encryption in transit and at rest
- Strong authentication for sensitive actions
- Resilient, monitored infrastructure
- Documented controls and recordkeeping
- Compliance-ready operating model
Important note
Cautious language, on purpose
We describe Paysos using careful language while final regulatory wording is reviewed and approved.
- Designed for regulated financial services.
- Built with compliance-ready controls.
- Subject to applicable approvals.
- Services may be provided directly or through licensed partners where applicable.
What we don't claim
Paysos does not present itself as a bank, does not offer deposit insurance, and does not make regulatory claims that have not been approved for Colombia.
Paysos is a digital payment platform. Availability of features may depend on identity verification and applicable Colombian regulations. Final regulatory descriptions are subject to legal approval.
Únete a Paysos
Open your Paysos account.
Wallets, accounts, cards, and payments — built for people and businesses moving money in Colombia's new economy.
Hecho en Colombia · Built with financial-grade security