Pricing & Fees

Transparent pricingfor modern money movement

Simple, clear pricing for wallets, digital accounts, cards where available, business accounts, merchant payments, and APIs β€” with final fees subject to approval and availability.

Fees, limits, availability, and product features are subject to applicable approvals, product configuration, and partner arrangements. Services may be provided directly or through licensed partners where applicable.

Personal

Personal

Wallet, digital account, and card for everyday money.

Coming soon

  • Paysos wallet
  • Digital account
  • Virtual and physical cards where available
  • P2P transfers within Paysos
  • Real-time activity
Join the waitlist
Most popular
Business

Business

Business payment account, cards where available, and team controls.

Custom

  • Business payment account
  • Team and role controls
  • Cards where available
  • Settlements and reporting
  • Dashboard and exports
Contact sales
Merchant

Merchant

Accept payments online, in-store, by link or QR where available.

Custom

  • Online checkout and links
  • In-store and QR where available
  • Refunds and disputes
  • Settlements and reports
  • Risk and operational controls
Contact sales
Enterprise / API

Enterprise / API

Embedded finance, partner programs, and platform deals.

Contact sales

  • APIs for wallets, accounts, payments
  • White-label and embedded flows
  • Dedicated solutions engineering
  • Custom commercial terms
  • Compliance-ready integrations
Contact sales

Transparent by design

Fees shown before you move money

Built for every stage

Personal, business, merchant, API

Custom for scale

Tailored enterprise pricing

Subject to approvals

Final fees pending review

Fee comparison

How fees work across Paysos

Fees are designed to be transparent and predictable. Specific amounts will be published once final regulatory and partner arrangements are confirmed.

Wallet services

Open a Paysos walletComing soon
Paysos-to-Paysos transfersSubject to applicable approvals
Wallet activity & alertsIncluded

Digital account services

Open a digital accountComing soon
Account maintenanceSubject to applicable approvals
Statements & exportsIncluded

External account transfers

Outbound transfersSubject to applicable approvals
Inbound transfersSubject to applicable approvals
International transfersSubject to applicable approvals

Card services where available

Virtual card issuanceComing soon
Physical card deliveryComing soon
Replacement cardsComing soon

Merchant payments

In-store paymentsCustom
Online paymentsCustom
Payment links and QR where availableCustom

Settlements

Standard settlementCustom
Settlement scheduleSubject to applicable approvals
Reports & exportsIncluded

API access

Sandbox accessComing soon
Live API accessCustom
Enterprise / embedded financeContact sales

Pricing, limits, and features are indicative and subject to applicable approvals. Paysos may offer products directly or through licensed partners where applicable. Final fees will be disclosed in the customer agreement before activation.

Pricing by use case

Built for how you actually use Paysos

From individuals to enterprise platforms, Paysos pricing adapts to how you move money.

Individuals

Wallet, digital account, and a card where available.

Freelancers

Receive payments, manage cash, and issue invoices.

Merchants

Online, in-store, link, and QR payments where available.

Platforms

APIs, webhooks, and embedded finance components.

Enterprise

Custom commercial terms and dedicated support.

Clear before you move money

You see fees before you confirm

Paysos shows applicable fees, limits, and settlement timing before any transaction is confirmed β€” so there are no surprises after the fact.

Fees shown before confirmation

Every transaction includes a clear fee preview.

Transparent limits

Daily, monthly, and per-channel limits are always visible.

Settlement visibility

See expected settlement timing per batch.

Downloadable reports

Export detailed reports for accounting and reconciliation.

Únete a Paysos

Open your Paysos account.

Wallets, accounts, cards, and payments β€” built for people and businesses moving money in Colombia's new economy.

Hecho en Colombia Β· Built with financial-grade security